Multiple factors of authentication, including biometrics, can increase the probability that an individual presenting a card to a reader is the same person to whom the card was initially issued. Biometrics authenticates identity by measuring and verifying an individual’s unique physical characteristics, such as fingerprints, hand and face geometry, or patterns found in the eye’s iris. Since these identifiers cannot be borrowed or stolen, biometrics provide identity authentication with a strong degree of confidence.
Until recently, biometric templates such as those for iris recognition were carried on a plastic credential and presented for authentication by holding the card in front of an iris recognition camera. Now, these same templates can be carried inside an NFC-enabled smartphone along with other digital ID credentials for physical and logical access control.
Several trends are driving the adoption of physical and logical access control on smartphones and other mobile devices. The first is the inclusion of NFC technology on smartphones, which provides an industry-standard short-range wireless link for exchanging access control data across centimetres distance so users can present credentials carried on their phones to a reader. As the NFC mobile payment model grows in popularity, it drives further demand for NFC phones which can also be used in physical access control applications. Smartphones that do not feature NFC technology can be securely upgraded to this capability by using an NFC-enabled add-on device such as a microSD card.
Additionally, there is now a new type of identity representation that operates within a trusted boundary and uses the NFC-enabled smartphone’s secure element - usually an embedded tamper-proof integrated circuit, or a plug-in module version called a subscriber identity module SIM. This setup ensures that all transactions between NFC-enabled smartphones, SIM cards and other secure media devices can also be trusted inside the access-control managed network.
Within this trusted boundary, organisations can provision mobile access control credentials in either of two very secure and convenient ways. One is to connect the mobile device to the network via a USB or Wi-Fi-enabled link and use an internet portal, similar to how traditional plastic credentials are provisioned. The second option is to issue digital credentials over-the-air via a mobile network operator, in much the same way that today’s smartphone users download apps and songs. To do this, the NFC-enabled smartphone communicates with a Trusted Service Manager TSM, which interfaces either directly to the mobile network operator or to its TSM so that a key can be delivered to the smartphone’s SIM card.
The mobile access model offers a number of benefits. It eliminates credential copying, and makes it easier to issue temporary credentials as needed, cancel credentials if a device is lost or stolen, and monitor and modify security parameters when required. The mobile model is also ideal for converged physical and logical access, enabling smartphones to be used for multiple applications including cashless vending, opening residential locks, accessing an on-line physical access control reader, entering a building protected by an NFC-enabled electromechanical lock, logging on to a PC, generating OTP software tokens to log onto network devices, and implementing biometric authentication.
Biometrics verify that a card holder has been bound to his or her card, using something that can only be possessed by the person to whom the card was issued. Biometric data is unique to each individual, and cannot be forgotten, lost or stolen. Because of this, biometric technology offers enhanced security as compared to conventional identification methods. It does not rely on passwords, pin codes or photographic ID, and is too complex to forge. Biometrics are generally used as part of a verification system, which checks a biometric that has been presented by an individual against the biometric in a database linked to that person’s file – also known as a one-to-one system, or an identification system, referred to as one-to-many systems because they are used to identify an unknown person or biometric. Biometrics has long been used by the US Federal Government, and is a key element of the latest identity standards.